Roberts Wooten & Zimmer LLC
636-481-4088 636-797-2693

Types of business insurance

Small businesses can be an important part of many areas, strengthening local economies and building communities. Being a small business owner can have many benefits to you and your region.

Every new business owner needs to think about getting an insurance policy for it. There are a few different kinds of insurance you can get for your small business.

General Liability Insurance

All businesses need liability insurance. This protects you in a few different ways by providing defense and damages for you, your products and your employees. This type of insurance protects you if a third party is harmed by any of these.

Property Insurance

Property insurance not only protects the office or building space for your business, but personal property as well. This kind of insurance protects a variety of items including inventory, computers and other equipment, from vandalism, theft and fire damage, among other kinds of loss. It is helpful for protecting your investment in your business and keeping you operational in the wake of an accident.

Business owner's policy

This policy package is an all-in-one package that can help your small business. A BOP can include business interruption insurance, property insurance, crime insurance and even vehicle coverage. These packages can also be customizable to fit the needs of your business. A BOP can also save you money because the services are bundled.

Other insurance

There are a few other kinds of insurance available to you in your small business, as well. This includes:

  • Commercial auto insurance
  • Worker's compensation
  • Data breach insurance
  • Directors and officers insurance

These are just a few different types of insurance you will want to look into in starting your small business. You'll want to protect your investment and your business, and insurance can help you do that.

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Roberts Wooten & Zimmer LLC
10438 Business 21
P.O. Box 888
Hillsboro, MO 63050

Phone: 636-481-4088
Phone: 636-797-2693
Fax: 636-789-4205
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